Agentic Financial Infrastructure for Settlement.
Lupsee is built for agent-friendly execution. AI agents issue, transact, and reconcile across institutions within policy guardrails, with every action signed, logged, and reversible under human approval.
Trusted by leading financial institutions
Built for AI agents to operate inside institutions
Agents transact as first-class participants within policy, at machine speed, and with full auditability.
Agents as First-Class Operators
AI agents act as full network participants, issuing, settling, and reconciling alongside humans with their own identities and signed actions.
Policy Guardrails by Default
Every agent runs inside a deterministic policy engine. Limits, counterparties, and approval thresholds are enforced before any transaction reaches the ledger.
Machine-Speed Execution
Agents call atomic PvP and DvP primitives directly. Settlement completes in seconds, with no batch windows or operator hand-offs in the loop.
Auditable, Reversible by Humans
Every agent decision is logged with full context and replayable. Sensitive actions pause for human approval, and operators can override at any step.
How an AI agent moves value on Lupsee
From intent to audit, every agent action passes through policy, approval, and signed execution.
Intent
Agent receives a treasury, settlement, or compliance task with structured context.
Policy Check
Deterministic policy engine validates limits, counterparties, and approval thresholds.
Human Approval
Sensitive actions route to an operator for sign-off. Routine actions proceed automatically.
Atomic Execution
PvP or DvP settlement commits on the shared ledger in seconds, signed by the agent identity.
Audit & Replay
Every decision, input, and signature is logged, replayable for audit, and reversible by humans.
Intent
Agent receives a treasury, settlement, or compliance task with structured context.
Policy Check
Deterministic policy engine validates limits, counterparties, and approval thresholds.
Human Approval
Sensitive actions route to an operator for sign-off. Routine actions proceed automatically.
Atomic Execution
PvP or DvP settlement commits on the shared ledger in seconds, signed by the agent identity.
Audit & Replay
Every decision, input, and signature is logged, replayable for audit, and reversible by humans.
Issue. Transact. Redeem.
Three steps to move value between institutions with atomic finality.
Issue
Mint deposit tokens or stablecoins under policy-controlled workflows with full reserve visibility.
Transact
Execute atomic settlements between counterparties. Funds and assets move simultaneously with no intermediary hold.
Redeem
Convert tokens back to fiat with automated reconciliation against core banking ledgers.
One network. Many use cases.
Banks, corporates, and fintechs use the same rails for different outcomes.
Banks
Eliminate correspondent delays. Settle interbank transactions in seconds with full audit trails.
ExploreCorporates
Pay vendors instantly. Consolidate treasury across entities. Automate FX and payouts.
ExploreFintechs
Embed institutional-grade settlement into your product without building the rails yourself.
ExploreWhat institutions gain on the network
Outcomes that change how treasury, risk, and operations teams work every day.
Eliminate Reconciliation Overhead
Atomic settlement removes end-of-day batch processing. Treasury teams shift from spreadsheets to strategy with a real-time view of positions across the network.
Move Value Across Regions Instantly
Cross-border payouts that took hours now complete in seconds. Pre-integrated regions and automated compliance remove the friction of correspondent banking.
Governance Risk Committees Trust
A consortium-governed network with policy-controlled workflows, full audit trails, and human-in-the-loop controls. Built as institutional infrastructure, not crypto.
What institutions ask us
Direct answers to the questions we hear most from risk, treasury, and technology teams.
Deposit tokens are digital representations of commercial bank deposits, issued by regulated banks within a governed network. They inherit the regulatory status of traditional deposits while enabling programmable, real-time transfers.
Deposit tokens represent claims on specific bank deposits and fall under existing banking regulation. Stablecoins on Lupsee are reserve-backed and designed for institutional settlement. Both operate on the same shared ledger with identical settlement guarantees.
Atomic settlement means both legs of a transaction complete simultaneously or neither does. In PvP (payment vs payment), two currencies exchange at once. In DvP (delivery vs payment), an asset and payment exchange at once. This eliminates settlement risk.
Lupsee operates under a consortium governance model. Member institutions participate in policy committees that set rules for membership, transaction limits, compliance standards, and protocol upgrades.
All agent actions are logged with full decision context. Sensitive actions require human approval before execution. The policy engine prevents out-of-bounds behavior, and decisions can be replayed for audit purposes.
Technical integration typically completes in 4-6 weeks. Governance and compliance onboarding runs in parallel and varies by jurisdiction. Our implementation team supports the full process.
The platform is designed to support various regulatory frameworks including AML/KYC requirements, transaction reporting, and capital adequacy considerations. Specific implementations are configured per jurisdiction.
Yes. Network operators can run dedicated infrastructure with enhanced SLAs, custom policy engines, and direct API access. This is recommended for institutions processing high volumes.
See it working. Ask the hard questions.
Schedule a technical walkthrough with our team. We'll show you the ledger, the agents, and the governance model.